Safe construction discount: Offered to commercial property insurance customers whose offices were constructed with fire-resistant materials and have earned a high safe construction rating.Product success track record discount: Offered to commercial liability insurance customers who have a good track record of success with their products.Safe premises discount: Offered to commercial liability insurance customers who provide safe premises for customers to visit.Good hygiene discount: Offered to workers’ compensation customers who enforce the practice of good hygiene among their employees, such as hand washing protocols.Safety plan discount: Offered to workers’ compensation customers who have a formal safety plan in place at the job site to protect employees.While EMC does not make information about their specific discounts readily available, many modern insurance carriers offer common discounts on comparable coverages. Best’s rating system allows them to make an informed decision about who they can trust to meet their needs in the short term, and also to remain a strong, financially sound company in the long term. For customers who aren’t as familiar with insurance companies’ reputations, A.M. Best indicate an insurance company’s financial strength and creditworthiness, and are based on comprehensive evaluations of the company’s operating performance, business profile, and balance sheet. Best is one of the oldest rating companies in the world. Best assures customers that EMC is capable of offering guaranteed, secure coverage from a trustworthy and reputable carrier.Įstablished in 1899, A.M. Best, the leading global credit rating agency monitoring the insurance industry, gives EMC an “A” rating, indicating the carrier is an excellent choice for insurance customers. Thanks to its long-standing history, wide reach, and impressive financial strength, EMC has earned a reputation as a financially stable insurance company with a strong outlook for the future. In 2018, the company was recognized as being a “five-star insurance carrier” by Insurance Business America, which highlighted EMC’s financial security, claims processing, reputation, commitment to the broker channel, and range of coverages sold. EMC is able to offer its coverage solely through this network of independent insurance agents, giving customers a much more personalized experience when shopping for coverage. The company also works with thousands of independent insurance agents to offer coverage in 41 states. Best ranks the insurance company as belonging to the $1.5-$2 billion financial strength category.ĮMC has 19 office locations throughout the US, and more than 2,400 employees. EMC has become well-known for its financial strength, as well as its large network of independent insurance agents across the country. The company ranks as one of the top 60 property and casualty organizations in the US. What to Know about EMC Insurance CompaniesĮMC Insurance Companies was founded in 1911, giving the carrier well over a century of experience in the insurance industry. An independent insurance agent can help you find even more insurance options offered by EMC. This list of insurance products offered by EMC is not exhaustive. What Types of Insurance Does EMC Offer?ĮMC focuses on commercial and business coverages, but they also offer personal insurance. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you. To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. No official claims response time frame promise. Customers report affordable coverage rates.ĮMC Cons: Coverage not available in every state. Provides a range of coverages including business insurance, umbrella insurance, life insurance, and more. A top property and casualty organizationĮMC Pros: Extremely well-established carrier with more than a century of experience in the insurance industry.“A+” (excellent) rating by Better Business Bureau.Offers commercial and personal insurance.
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